Short Term Disability Insurance in Canada (2026): What It Actually Covers, and Why EI Isn’t a Backup Plan

Educational content. Examples are hypothetical. Most disability claims aren't the dramatic kind. They're a torn ACL from a weekend soccer game, a bad flu that turns into pneumonia, six weeks recovering from a scope on a bad shoulder. Short term disability insurance is the coverage built for exactly that stretch: it replaces a portion of […]