What Are Segregated Funds in Canada (2026): The Insurance Wrapper Most Investors Have Never Heard Of

Almost every client who asks me about segregated funds has already half-decided they want the guarantee and half-suspects it's a sales gimmick. Neither instinct is wrong. A segregated fund is an insurance contract that invests your money in a pooled fund, the same way a mutual fund does, but wraps it in a promise: at […]