Critical Illness Insurance in Canada (2026): How the Lump Sum Actually Works, and Why It Isn’t Disability or Life Insurance
The question I get most often about critical illness insurance isn't "what does it cover," it's "isn't that basically the same as my disability coverage, or an add-on to my life insurance?" It's neither, and the confusion is understandable because all three products sit in the same conversation. Critical illness insurance pays a tax-free lump […]